A lot of people don’t think about retirement until they’re a few years away. The reality is, the transition out of the career world is just as significant to your life and your finances as the transition you went through when you first started working. There are a lot of big choices to make, and each one will have an impact on your future and your peace of mind.
At Help You Retire, we provide the resources and guidance you need to help you make well-informed decisions about your future. From investment news to fast access to the resources you need, we’ll help you navigate the road to retirement so you can set yourself up for comfort and financial security in your golden years.
Who We Are
Help You Retire is a financial service provided to any adult who wants to take control of their retirement. We believe every American should have access to the information and resources they need to retire comfortably. The team at Help You Retire includes passionate experts who understand the nuances of the financial markets, life-stage investing and government retirement benefits. We know how important information is, which is why we’re here to make sure you have the knowledge you need to make smart decisions concerning your financial future.
How Many US Adults Have Enough Saved for Retirement?
Not many. A study by Northwestern Mutual found that 21 percent of Americans have nothing saved. Another 10 percent have less than $5,000. When looking at those close to retirement, one-third have $25,000 or less saved for retirement.
Even 10 times that amount isn’t going to create a comfortable retirement, and that’s assuming you retire at 65. Experts recommend having at least $1 million to $1.5 million saved for retirement. If you plan on retiring earlier, you’ll need even more.
What a lot of people don’t realize is, even with social security benefits, you’ll still need a lot of money saved to cover your living expenses. With rising costs for essentials such as medical care, food and utilities, it’s important to have a financial cushion to ensure you can live well once you get older.
How Help You Retire Can Help
Whether you’re getting ready to retire in a few years or you are from Gen Z and know the importance of starting to save as early as possible, we’re here to help. We believe that the more you know about how easy it can be to save for retirement, the more you will be able to thrive financially when you stop working.
If you want to retire early in your 50s — or even your 40s — we know you can reach them if you have a plan in place and start building toward your goals. No matter how old you are now or how much you have saved, we can help.
We provide everything you need to help you get started on your journey, including financial calculators, government resources, knowledge resources, and breaking financial news. Stay tuned for more insights so you can retire when you want to and get the most out of your life.